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Mortgage loan

Mortgage loan

Mortgage
Feature of productMortgage house refinancing means that the customer’s real estate currently has bank debts, but ...
Project Details

Feature of product

Mortgage house refinancing means that the customer’s real estate currently has bank debts, but does not exceed the maximum loan limit of the one-time credit investigation cooperative bank. Loan consultation can be conducted through the one-time credit investigation, and the real estate is used as collateral, and the bank After applying for the loan service, the property can still be used or leased normally.

Access Requirement

Chinese citizens holding second-generation ID cards

18 years old (inclusive) to 70 years old (inclusive)

Can provide Chongqing local real estate mortgage

Good credit history

Customer notice

Application conditions

① A natural person under 70 years of age (inclusive) with full capacity for civil conduct;

②Able to provide legal, effective and full-value real estate as mortgage;

③Good credit, capable of repaying principal and interest in full and on time;

④Other conditions stipulated by the industry.

materials needed

① ID cards of both spouses

②Hukou Book (full page)

③Marriage certificate

④ Real estate certificate (full page)

⑤Proof of work income for both spouses (valid within 30 days)

⑥Individual current bills of both spouses in the past six months (with bank seal)

⑦Usage certificate, etc. (only for consumption)

Medical examination appointment
If you want to make a specific appointment for the medical check-up project and time, you can call the following number:400-040-6868