Feature of product
It is issued by citizens of the People’s Republic of China holding second-generation ID cards, persons with stable and continuous wage income, and self-employed persons with business income, and the recognized monthly wage or business income is used as the main loan amount judgment basis. Unsecured RMB loan business for consumption or business purposes.
Chinese citizens holding second-generation ID cards
25 years old (inclusive) to 55 years old (inclusive)
Good credit history
You can apply as long as you meet any of the following conditions
a. The business has been in operation for more than one year
b. Holds life insurance policies of eight major insurance companies including China Life, Ping An, and PICC
c. National real estate mortgage for more than 6 months
d. Car mortgage for more than 1 year
e. Employees of government agencies, state-owned enterprises, and Fortune 500 companies
The required information only needs to provide the second-generation ID card and the purpose of funds.